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Cyprus Residency & Lifestyle in 2025

Mediterranean sunshine, EU stability, and a business-friendly tax system. Cyprus blends island living with global mobility, making it a rising hub for investors, entrepreneurs, and families seeking opportunity and quality of life.

As the island prepares to join the Schengen Area by 2026, the value of Cypriot residency is set to rise sharply. Combined with its favourable non-domicile tax regime, competitive real estate market, and strong international connections, Cyprus is positioning itself as one of the most strategic relocation destinations in Europe today.

Coastal view of Cyprus
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What Sets Cyprus Apart?

Blending Mediterranean island charm with EU legal and financial stability, Cyprus has evolved from a lifestyle destination into a serious hub for global mobility. Its English Common Law–based system, competitive tax regime, and strategic location between Europe, the Middle East, and Africa make it unique among European destinations.

Residency options range from the fast-track Permanent Residency by Investment program to retiree pathways, digital nomad permits, and startup visas. With the non-domicile tax regime, one of the EU’s lowest corporate tax rates, and Schengen membership expected by 2026, Cyprus offers a rare mix of lifestyle, financial advantages, and global connectivity.




12th
Global Passport
34th
Safety Ranking
43rd
Digital Nomad Index
76.5
Healthcare Score

Cyprus Residency Pathways

Detailed breakdown of options for non-EU nationals—from investors and retirees to nomads, entrepreneurs, and skilled professionals.

Good to know: Cyprus offers both fast-track and standard residency categories. Regulation 6(2) Permanent Residency requires a €300k property or qualifying investment plus €50k annual income, with decisions in as little as 4–6 months. Other routes, such as Category F or the Digital Nomad Visa, are slower or more selective but remain attractive for specific profiles.

Permanent Residency — Reg. 6(2)

€300k property/company/funds + €50k annual income

Fast-track PR route via real estate, company shares, or investment funds. Applicants must demonstrate secure annual income and maintain the investment.

  • Decision in 4–6 months
  • Spouse, children, and dependent parents included
  • Indefinite validity (card needs renewal every 10 years)
  • Schengen membership expected by 2026 will boost mobility
  • No local work under this permit
Learn more

Permanent Residency — Category F

€9,500 annual income (self-sufficient/retiree)

Traditional residency for retirees or those with independent income. Lower income threshold but very long processing times (can exceed 2 years).

  • Residence permit issued after extended review
  • Proof of housing and health cover required
  • Family members may apply separately
  • Counts toward long-term stay rights
  • Not suitable for urgent relocation

Digital Nomad Visa

€3,500 net monthly income

Limited-capacity visa (capped at 500 spots/year) for remote workers employed by foreign companies or clients. Includes family members.

  • Initial 1-year visa, renewable for 2 more years
  • +20% income for spouse, +15% per child
  • Tax-free for first 6 months
  • Comprehensive health insurance required
  • Does not allow local employment

Startup Visa

€20k minimum funding

Residency route for founders of innovative businesses. Applicants must prove business viability and innovation potential.

  • Work authorized in your own company
  • Innovation-driven business plan required
  • Pathway to long-term residence
  • Family inclusion possible
  • Regular reporting to authorities

EU Blue Card (Skilled)

Salary threshold + degree

For highly qualified professionals employed by Cypriot companies. Requires a contract above the set salary floor and recognized qualifications.

  • Work and residence authorization combined
  • Mobility rights across the EU
  • Eligible for family reunification
  • Renewable while employed
  • Counts toward PR and citizenship timelines

Work Permit

Employer sponsorship + job offer

Standard employment route via a Cypriot company. Approval depends on qualifications and labour market rules.

  • Residence linked to employer contract
  • Renewable while employed
  • Family reunification possible
  • Contributes to PR eligibility
  • Processing time varies by consulate

Family Reunification

Dependent proof & sponsor status

For dependents of Cypriot residents or citizens. Requires proof of relationship, sufficient income, and accommodation.

  • Spouse/partner, minor children, dependent parents
  • Permit validity tied to sponsor’s status
  • Access to healthcare & education
  • Counts toward long-term residence
  • Documents often need legalization/apostille

Student Visa

University admission + funds

Residence permit for higher education students at recognized institutions. Proof of admission, income, and private insurance required.

  • Permit valid for study duration
  • Part-time work allowed in some cases
  • Switch to work permit or PR after studies possible
  • Family accompaniment limited
  • Counts toward residence history


Cyprus Immigration & Relocation Specialists

Move to Cyprus with Attorney-Led Support

Current residency routes include the Permanent Residency by Investment (Reg. 6(2)), Category F (self-sufficient/retirees), Digital Nomad Visa, and Startup Visa. We also guide on work permits, EU Blue Card, and family reunification. Information only—we don’t provide investment advice.

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Cyprus Golden Visa — Deep Dive

Cyprus’ Regulation 6(2) Permanent Residency is one of Europe’s fastest and most reliable investment residency routes. With a €300k investment threshold, secure income requirements, and a processing time of just 4–6 months, it is a popular choice for families seeking long-term security, EU stability, and future Schengen mobility.

Learn about the Cyprus Golden Visa
Cyprus Mediterranean coastline

Investment Routes

Choose between €300k real estate (new build), shares in a Cyprus company, or units in an investment fund (AIF/RAIF). Applicants must also show €50k+ annual secure income.

Processing Timeline

File application through the Civil Registry & Migration Department → background/security checks → decision in 4–6 months. Residence cards issued with 10-year renewal validity.

Family Inclusion

Covers spouse/partner, children under 18 (and dependent students up to 25), plus dependent parents of both spouses. Each receives a linked PR card.

Key Benefits

Fast-track EU residency with minimal presence requirements, attractive non-dom tax regime, and strategic location with access to Europe, the Middle East, and Africa. Expected Schengen entry by 2026 will enhance mobility further.




Cyprus Golden Visa (Reg. 6(2)) Application
Step-by-Step Timeline

The fast-track PR route in Cyprus is document-heavy but linear. Most complete in ~4–6 months from filing, depending on biometrics scheduling and case volume. PR is indefinite (card re-issued every 10 years) provided you maintain qualifying investment and meet ongoing conditions.

Step 1Plan

Select investment route & scope documents

Choose between €300k qualifying real estate, shares in a Cyprus company, or regulated investment funds. Map family members to include. Start collecting IDs, clean criminal records, marriage/birth certificates, and plan for translations/apostilles.

Step 2Income

Prove stable annual income

Document at least €50,000/year for the main applicant (+€15,000 spouse, +€10,000 per dependent child). Typical evidence: tax returns, employment contracts, dividends, rental statements, pensions, bank statements.

Step 3KYC

Compliance checks & PoA

Your lawyer performs AML/Source-of-Funds checks and prepares forms. Issue a Power of Attorney if you won’t be present for signings. Open a local bank account if required by the route.

Step 4Invest

Execute qualifying investment

Sign the purchase agreement (real estate) or subscription/Share Purchase Agreement (company/fund). Pay the required amounts and obtain receipts, contracts, and registry confirmations.

Step 5Submit

File PR application (Fast Track)

Your lawyer files the complete application with the Civil Registry & Migration Department (CRMD). Include investment proofs, income evidence, medical insurance, and family documents. Government fees are paid at submission.

Step 6Biometrics

Attend biometrics in Cyprus

Visit a district migration unit for fingerprints, photos, and signatures. Bring originals if requested. Some applicants complete this soon after filing; others upon notice.

Step 7Approval

Decision in ~4–6 months

CRMD issues the approval. You (and each dependent) receive a Permanent Residence card. The PR status is indefinite; the physical card is typically re-issued every 10 years.

Step 8Family

Family cards & dependents

Spouse/partner, children <18, dependent students up to 25, and dependent parents of either spouse receive their own PR cards linked to your investment.

Step 9Aftercare

Maintain PR conditions

Keep the qualifying investment and stable income, retain private medical insurance, and visit Cyprus at least once every 2 years. PR does not grant local employment rights; company shareholders/directors are allowed under specific conditions.

Step 10Next

Schengen & long-term pathways

Cyprus’s expected Schengen accession (~2026) will enhance travel convenience for PR holders. With genuine residence over time, PR can support a future citizenship application (standard naturalisation typically requires long-term residence and language/civics).




Quality of Life in Cyprus — Life & Safety

What everyday living looks like—safety, healthcare (GeSY), schools, neighborhoods, and the Mediterranean lifestyle.

Families

Family-friendly cities, low crime, and strong expat networks in Limassol, Paphos, and Larnaca.

  • Safe neighborhoods & community vibe
  • Parks, beaches, weekend outings
  • Practical setup: banking, utilities, phone

Healthcare (GeSY)

Universal GeSY system plus extensive private clinics and specialists.

  • How to enroll in GeSY
  • Private insurance options
  • Typical costs & wait times

Education (International)

British/IB curricula, English-medium teaching, typical fees €5k–€15k/year.

  • Top schools by city
  • Admissions & placement
  • After-school & transport

Neighborhoods & Housing

City snapshots—Limassol (buzzy), Larnaca (value), Paphos (retiree-friendly), Nicosia (business).

  • Buying vs renting basics
  • Yields & running costs
  • ⚠️ Title deeds & due diligence

Safety & Cost of Living

Low crime rates and predictable monthly costs compared with Spain/Portugal.

  • Utilities, groceries, fuel
  • Car vs public transport
  • Insurance & contingencies

Climate & Outdoors

~320 sunny days/year, warm seas, Troodos hikes—easy year-round lifestyle.

  • Best months by activity
  • Beaches & marinas
  • Weekend trips & nature



What You Get With Movingto

From first scoping to residency approval, we run every step with attorney-led precision, transparent pricing, and a software-led workflow—calm, clear, and compliant.
01|

Initial Scoping

We map your goals and timeline, then evaluate visa routes that fit your profile—Golden Visa, Digital Nomad, Financially Independent Person, or Entrepreneur.

02|

Country & Route Strategy

We compare options across Greece and our other covered countries, selecting the most strategic path for you and your family.

03|

Legal & Documentation

Attorney-led review and precise document preparation. No guesswork, no hidden risks—just clean files ready to submit.

04|

Submission & Processing

We liaise with Greek authorities, manage filings and appointments, and keep you updated at each milestone—without the paperwork stress.

05|

Residency Approval

Permits issued—you can live, work, or study in Greece. We also coordinate renewals and ongoing compliance through the platform.

06|

Citizenship Planning

Guidance beyond residency: renewals, permanent residency, and citizenship eligibility after seven years—mapped clearly from day one.





Frequently Asked Questions — Greece

01
Can Golden Visa holders work in Greece?
The Golden Visa grants residency and Schengen travel but not local employment rights. You may own a company and receive dividends/rental income, but salaried work in Greece requires a work-authorized permit.
02
Do I need to live in Greece to keep the Golden Visa?
No minimum stay is required to maintain the permit. It renews every five years as long as the qualifying investment is kept. For citizenship later, Greece expects long-term physical residence and integration.
03
What changed in 2024 for the Golden Visa (real estate)?
Greece introduced tiered thresholds (€800k / €400k / €250k by area and special cases), a single-property purchase of at least 120 m² (for most routes), and a ban on short-term rentals (e.g., Airbnb) under GV. Violations risk fines or revocation.
04
What’s the income requirement for the Digital Nomad Visa?
At least €3,500 net per month from foreign employment or clients. It’s a remote-work route (no Greek employer), and private health insurance is required. Family can join with higher income expectations.
05
How does the Financially Independent Person (FIP) permit work?
Show ~€3,500 monthly passive income and plan to live in Greece (generally 183+ days per year). It’s designed for self-sufficient residents; local employment is not its purpose.
06
Who can I include as family on my application?
Spouse/partner, unmarried children under 21, and financially dependent parents of either spouse are typically eligible. Ages and dependency rules vary by route; your lawyer will structure the family file accordingly.
07
What’s the realistic processing timeline?
Expect roughly 4–12 months, depending on route, biometrics availability, and local workloads. Typical steps: AFM and bank account, file submission and Blue Paper, biometrics, then residence card issuance.
08
Will I become a Greek tax resident automatically?
Tax residency is based largely on presence (commonly 183+ days/year). Some permits don’t force residency, but living in Greece can trigger it. Greece offers special regimes (Non-Dom, Pensioner 7%, Brain Gain) that may reduce overall tax if you qualify.



Private Community

Cyprus Residency Programs Circle

A members-only space for qualified families and investors pursuing Greek residency. Counsel-led briefings, source-linked program facts, and peer insights. (Golden Visa available with updated 2024 thresholds and routes.)
Counsel Briefings
Updates from licensed Greek immigration lawyers on policy and process.
Program Facts
Golden Visa (real estate tiers, heritage projects), Digital Nomad, FIP, Work & Study—kept current with source links.
Tax & Structuring Q&A
Sessions with licensed advisers on tax regimes, residency thresholds, and cross-border planning.
Banking & Concierge
Introductions to banking, relocation, education, and healthcare partners in Greece.
Join our Facebook Community
Information only. We do not provide investment advice.



Movingto Hub

Exclusive Client Community

Ongoing support, member discounts and expert resources for clients establishing life in Greece.

Expat Community

Connect with thousands who've made the move. Real-time, practical insights.

Exclusive Discounts

Preferential rates on removals, insurance, banking, legal and property services.

Expert Resources

Guides, templates and checklists for bureaucracy and daily life.

Ongoing Support

Renewals, PR timelines and escalation to counsel when needed.

Local Insights

City guides, schools and private healthcare options by region.

Policy Updates

Stay current on immigration and tax changes with counsel-led briefings.

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Dean and Ana
Independent & Founder-Led
We’re Dean and Ana. We moved our family across Europe and built the Golden Visa service we wish existed: real lawyers from day one, direct answers, clear fees, and a fund comparison that speaks human. Strategy, track record, liquidity, and U.S. suitability, so you can decide in days, not months.

We keep momentum with same-day replies and tight checklists from first call to submission.

If something’s slow or risky, we say it. If there’s a cleaner route, we steer you there. The goal is simple: remove noise, keep you in control, and make approval feel inevitable.

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